Your Money Your Goals: A Financial Empowerment Toolkit
Your Money, Your Goals is a set of financial empowerment materials to help people meet their financial goals by increasing their knowledge, skills, and resources.
The Your Money, Your Goals toolkit brings together information, tools, and links to other resources that those who work directly with low-income or economically vulnerable people can use to help the people they serve become financially empowered. The toolkit is divided into two sections:
Section 1: A four-part Introduction that helps instructors prepare to use the toolkit.
Section 2: Modules on the following topics:
- Module 1: Setting goals and planning for large purchases
- Module 2: Saving for emergencies, bills, and goals
- Module 3: Tracking and managing income and benefits
- Module 4: Paying bills and other expenses
- Module 5: Getting through the month
- Module 6: Dealing with debt
- Module 7: Understanding credit reports and scores
- Modue 8: Money services, cards, accounts, and loans: Finding what works for you
- Module 9: Protecting your money
Section 2 is a toolbox of flexible resources that can be used in a wide range of situations. Each module has a set of tools and resources that can be used depending on the situation.
The toolkit is a collection of important financial empowerment information and tools instructors can choose from based on the needs and goals of their students. As a toolkit, it is different from a financial education curriculum. A curriculum generally has a specific set of goals, and you usually work through most or all of the material in the order it’s presented. The toolkit is designed so that instructors don’t need to start with Module 1 and work all the way through the toolkit. Instructors should only go over one or two tools at a time, beginning with a key topic and the tools that align with instructional goals. Receiving all the tools at once may be overwhelming.
This site includes links to information created by other public and private organizations. These links are provided for the user’s convenience. The U.S. Department of Education does not control or guarantee the accuracy, relevance, timeliness, or completeness of this non-ED information. The inclusion of these links is not intended to reflect their importance, nor is it intended to endorse views expressed, or products or services offered, on these non-ED sites.
Please note that privacy policies on non-ED sites may differ from ED’s privacy policy. When you visit lincs.ed.gov, no personal information is collected unless you choose to provide that information to us. We do not give, share, sell, or transfer any personal information to a third party. We recommend that you read the privacy policy of non-ED websites that you visit. We invite you to read our privacy policy.