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Your Money Your Goals: A Financial Empowerment Toolkit

Your Money, Your Goals is a set of financial empowerment materials to help people meet their financial goals by increasing their knowledge, skills, and resources.
Author(s) Organizational Affiliation: 
Consumer Financial Protection Bureau
Published: 
2016
Resource Type: 
Product
Number of Pages: 
336
Product Type: 
Target Audience: 
Abstract: 

The Your Money, Your Goals toolkit brings together information, tools, and links to other resources that those who work directly with low-income or economically vulnerable people can use to help the people they serve become financially empowered. The toolkit is divided into two sections:

Section 1: A four-part Introduction that helps instructors prepare to use the toolkit.

Section 2: Modules on the following topics:

  • Module 1: Setting goals and planning for large purchases
  • Module 2: Saving for emergencies, bills, and goals
  • Module 3: Tracking and managing income and benefits
  • Module 4: Paying bills and other expenses
  • Module 5: Getting through the month
  • Module 6: Dealing with debt
  • Module 7: Understanding credit reports and scores
  • Modue 8: Money services, cards, accounts, and loans: Finding what works for you
  • Module 9: Protecting your money

Section 2 is a toolbox of flexible resources that can be used in a wide range of situations. Each module has a set of tools and resources that can be used depending on the situation.

Benefits and Uses: 

The toolkit is a collection of important financial empowerment information and tools instructors can choose from based on the needs and goals of their students. As a toolkit, it is different from a financial education curriculum. A curriculum generally has a specific set of goals, and you usually work through most or all of the material in the order it’s presented. The toolkit is designed so that instructors don’t need to start with Module 1 and work all the way through the toolkit. Instructors should only go over one or two tools at a time, beginning with a key topic and the tools that align with instructional goals. Receiving all the tools at once may be overwhelming.

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